When going on a journey, travel insurance is intended to cover medical expenses and financial (such as money invested in nonrefundable pre-payments) and other losses incurred while traveling, either within one's own country, or internationally.

Temporary travel insurance

Temporary insurance can usually be arranged at the time of the booking of a trip to cover exactly the duration of that trip. This can be done online through insurance companies or can be included with your booking. Often it is also possible to acquire the insurance at the airport.

Continuous travel insurance

It is also possible to get a continuous insurance. This type of insurance is often more extensive. It can be purchased from travel insurance companies, travel agents or directly from travel suppliers such as tour operators. However, travel insurance purchased from travel suppliers tends to be less inclusive than insurance offered by insurance companies.

Coverage

Travel insurance often offers coverage for a variety of travelers. Student travel, business travel, leisure travel, adventure travel, cruise travel, and international travel are all various options that can be insured.